Types of Planning

Our financial and estate plans are designed around our firm's definition of financial success:

  1. Build the maximum amount of wealth that is optimally possible.
  2. Be able to spend and enjoy your wealth without the fear of running out of money.
  3. The plan needs to work under expected and unexpected circumstances including, but not limited to:
    • Inflation
    • Stock market fluctuations
    • Changes to tax law
    • Disability/long term care
    • Premature death
    • Living beyond life expectancy
    • Lawsuits
    • Divorce
  4. Ultimately, all your remaining wealth should go to those you choose.

The typical financial plan in the industry is a 30 page or more bound book with colorful graphs and text whose content is based on mathematical formulas and inputs designed to reflect someone's goals.  Seldom do these plans take into account the complex and forever changing world that we live in and, at best, are accurate only at the time they are produced.  They seldom, if ever, are any indication of what a person's financial future will look like.

Our Firm and Philosophy

The Benjamin Financial Group, Inc. is a wealth management and estate planning firm. Most advisors call themselves "wealth managers,"


The Benjamin Financial Group, Inc. is a Registered Investment Advisory firm in Virginia. The Benjamin Financial Group, Inc., works with clients in Virginia and in other states under a de minimus exemption, if applicable. The Benjamin Financial Group, Inc. and Benjamin A. Geber, CFP® are not affiliated with a broker-dealer or insurance company. The information that is provided in the web site has been compiled to the best of our ability. However, The Benjamin Financial Group, Inc. does not make any warranties of any kind, expressed or implied, and will not be held responsible, or liable for errors or omissions resulting in any loss or damage caused or alleged to be caused directly or indirectly, by information contained in this web site. We would emphasize the importance of having other advisors. We are not practicing accountants or attorneys. Independent tax and legal counsel are suggested.